Can an HOA Be Held Liable for Mold in Common Areas?

An HOA typically owns and maintains common areas like hallways, roofs, basements, and exterior walls. If a leak or moisture problem starts in one of those spaces and the HOA ignores it, mold can spread. The HOA may be responsible for damage caused by its failure to act.

Liability often hinges on whether the HOA knew about the problem and had a reasonable chance to fix it. You need to show the board was notified and did not respond. Written notice is important, so send a letter or email describing the issue and asking for action.

Act quickly when you spot mold in a common area. Take photos, note the date, and write down what you see, like discoloration or a musty smell. This evidence helps if you need to file a claim or take legal action.

Notify the HOA board in writing and keep a copy for your records. Ask them to inspect and fix the source of moisture. If the board does not respond, you may need to explore your legal options, but that decision is yours to make.

• Take photos and videos
• Keep all written notices
• Record dates and conversations
• Ask for a written response
• Save any repair bills

Mold can be a health concern, especially for people with allergies or asthma. If you feel unwell, see a doctor. For the physical cleanup, local water damage pros can inspect the area and identify the source of moisture.

They can also help with water damage cleanup and repairs if the mold stems from a leak. If you live in Cincinnati, keep a list of local pros who handle mold and water issues. Act quickly to prevent mold from spreading further.