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How Do I Know If My Roof Was Damaged in a Storm?

Last updated October 26, 2026

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The short answer

Check Inside First

Begin inside your home, because that is where storm damage often shows up first. Look at ceilings and walls for new water stains, brown spots, or peeling paint. Check the attic for damp insulation, wet rafters, or daylight coming through the roof deck. A musty smell can also signal trapped moisture.

If you find any signs of water, trace them to the source if you can do so safely. Sometimes a leak appears far from the actual roof break, so you may need to follow the water trail. Take photos of every stain or drip before anything is moved or dried. These pictures help you document the damage for your insurance claim, though policies vary and your insurer decides what is covered.

Inspect from the Ground

Use binoculars to scan your roof from the ground or a safe distance. Look for missing, cracked, or curled shingles, as well as any that look darker or different from the rest. Check for dents on metal roofs, lifted flashing around chimneys or vents, and granule loss that appears as black streaks in gutters.

Also check your gutters and downspouts for shingle granules or debris that may have washed down. Look at the ground for pieces of roofing material, torn flashing, or broken branches that may have struck the roof. If you see anything suspicious, note its location and take pictures. Avoid climbing onto the roof yourself, especially after a storm, because surfaces can be slippery and unstable.

  • Missing or loose shingles
  • Dents or punctures on metal surfaces
  • Lifted or damaged flashing
  • Granules in gutters
  • Debris or branches on the roof
  • Daylight visible through the roof deck

What Counts as Storm Damage

Storm damage goes beyond obvious holes. High winds can lift shingles and loosen their seal, making them vulnerable to the next rain. Hail can bruise shingles, causing them to lose granules and weaken over time. Heavy rain can overwhelm gutters and force water under the roof's edges.

Falling branches can crack the roof deck or tear the underlayment, even if the outer shingles look fine. Ice dams, if you get them, can push water up under shingles. Any of these issues can lead to leaks that damage insulation, drywall, and personal belongings. The sooner you spot the damage, the easier it is to limit the spread of water into your home.

When to Call a Professional

If you see any signs of damage, or if you cannot get a clear view from the ground, call a roofing professional for a thorough inspection. They have the training and equipment to safely inspect the roof and identify issues that are not visible from below. If they find damage, they can also help with temporary measures like tarping to stop water from entering.

A roofing pro can tell you whether repairs are needed now or if the roof can wait. They can also document the damage for your records. If water has already gotten inside, you may need a water damage specialist to dry and repair the affected areas. Acting quickly reduces the risk of mold and structural problems.

Protect Your Home While You Wait

If you find a leak, place a bucket or tarp under it to catch water and protect your floors. Move furniture and valuables away from the area. If possible, seal a small hole with roofing cement or a tarp, but only if you can do so safely from the ground or a ladder with someone holding it.

Dry any wet spots with fans and a dehumidifier if you have them. Remove soaked carpets or rugs to prevent mold growth. Keep records of everything you do, including photos and receipts for any materials you buy. This documentation helps with your insurance claim, though coverage depends on your policy.

  • Move furniture away from leaks
  • Use buckets or tarps to catch water
  • Run fans and dehumidifiers
  • Remove wet rugs or carpets
  • Save receipts for any supplies
  • Take photos of all damage

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Frequently asked questions

How can I tell if hail damaged my roof?

Look for dents or dimples on metal components like vents and gutters, and check shingles for dark spots or missing granules. Hail damage often appears as scattered bruises rather than a clean hole. If you suspect hail, have a roofing professional inspect it, as damage may not be obvious from the ground.

Should I get on my roof to check for damage?

It is safer to inspect from the ground with binoculars or from a ladder with someone holding it. Roof surfaces can be slippery, and hidden structural damage can make them unstable. If you cannot see clearly, call a professional. Your safety is more important than a quick look.

What should I do if I see a leak after a storm?

Place a bucket under the leak and move belongings away. Take photos of the water and any visible damage. If you can, dry the area with fans and remove wet materials. Then contact a roofing or water damage professional to prevent further issues like mold.

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